Moratorium Insights
Get the critical insights you need to anticipate and manage risk, make smarter underwriting decisions and protect profitability. Subscribe to our complimentary Daily Active Wildfire Moratorium Insights Report or seamlessly integrate this data into your systems with our Moratorium Insights API.
Drive Profitable Results with Precision
Unlike traditional approaches that rely on static buffer zones around fire perimeters, our solution dynamically predicts fire spread and removes effectively contained fires, reducing false positives and ensuring actionable insights. This real-time, location-specific intelligence minimizes underwriting losses, enhances portfolio management, and preserves competitiveness – all while enabling proactive communication with agents and policyholders.
Our Wildfire Moratorium Insights are powered by:
- Early detection of active wildfires via NIFC, USFS and NGA Firefly constellation of satellites
- Groundbreaking, validated “extended attack” wildfire modeling for all active wildfires
- Five-day wildfire spread forecasts that incorporate the latest weather, fuels and topographical data
- Accurate identification of zip codes that will be impacted by each five-day wildfire spread forecast
- Fire detections and spread forecasts updated daily to incorporate the latest suppression activity and weather forecasts; new impacted zip codes identified quickly and areas effectively contained are removed
Choose the option that best fits your needs:
- Daily Report: Receive a listing of impacted zip codes in Excel each morning delivered straight to your inbox — free of charge.
- Moratorium Insights API: Seamlessly integrate directly into your system for pre-bind quote and risk selection decision making.

Flexible API Plans for Seamless Insights
Get ahead of wildfire risk with real-time intelligence that goes beyond outdated data sources. Property Guardian’s Moratorium Insights API delivers early fire detection and timely moratorium updates, helping you reduce exposure, protect profitability, and underwrite with confidence.
With flexible API subscription plans designed to scale with your operations and easy onboarding with detailed documentation, you can enhance underwriting and risk assessment effortlessly.

Basic
$500
Monthly Cost
Up to 5,000 API Calls
$0.10
Per Additional Call

Pro
$2,000
Monthly Cost
Up to 40,000 API Calls
$0.05
Per Additional Call

Enterprise
Custom Pricing
Unlimited
N/A
Everything in Pro plus …
Dedicated Account Manager
Custom Integrations & Dashboards
Advanced Analytics
Moratorium Insights By The Numbers
spread forecasts for all active wildfires
percentile of predicted fire size represented
contiguous U.S. states availability
per day a report is delivered to your inbox

Real-Time Updates to Safeguard Your Portfolio
As wildfires become more frequent and intense nationwide, staying ahead of this escalating threat requires a proactive mindset. Our Moratorium Insights empower you with the knowledge to confidently pinpoint and steer clear of high-risk areas on the brink of wildfire impact. Sign up for our complimentary Daily Active Wildfire Moratorium Insights or contact us to learn more about our Moratorium API.
Unlock Real-Time Wildfire Insights
Boost your underwriting confidence and protect your portfolio with our Moratorium Insights API. Get real-time wildfire data to reduce exposure, improve insurability, and make smarter decisions. Ready to learn more? Let’s get started!
