Property Guardian

Active Wildfires

Three Years After Lahaina

What Lahaina Taught Us About Wildfire Risk

Three years after Hawaii’s deadliest wildfire, we look back at the conditions that aligned and the lessons reshaping how wildfire risk is assessed and underwritten.

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U.S. Wildfire Outlook for Week of August 10, 2026

Wildfire Risk Stays Elevated Across the West

More than 6.3 million acres have burned this year, with 17 states now at above-normal risk and the Pacific Northwest intensifying.

See this week’s outlook
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Now Live

A Clearer View of Wildfire Risk Across Canada

Property-level wildfire intelligence built for the Canadian WUI, with an explainable score and the risk drivers behind it.

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Trusted by Leading Insurers, MGAs & Partners

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Why Choose Us?

Your Wildfire Solution Partner

Property Guardian is an exclusive team that combines insurance, wildfire and data science expertise — built to underwrite, mitigate and respond to wildfire risk.

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Wildfire Expertise, Built In

Wildland firefighters, loss-control professionals, insurance executives and data scientists — under one roof.

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Assess. Mitigate. Monitor.

End-to-end solutions across the wildfire lifecycle — from property risk scoring to live event response.

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Clear. Explainable. Defensible.

No black boxes — clients understand the risk, the score and the factors driving the result.

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Built to Work Beside You

Working alongside carriers, MGAs and brokers to manage wildfire risk and grow profitable books.

Your Active Wildfire Intelligence Hub

Explore active U.S. wildfires, 1-to-14-day spread forecasts, and expert insights — all in one free resource.

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One Platform. Every Wildfire Decision.

Property Guardian connects across the full wildfire risk management workflow, providing three dimensions of wildfire risk intelligence.

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Aerial view of a small suburban neighborhood at night, surrounded by dense forest. Houses are lit, while the dark, smoky area on the left suggests recent fire damage or encroaching danger.

1

Assess

Quantify the risk on any property in the U.S. with Susceptibility Scores and our Resiliency Score, or go deeper with Risk Insight Reports for detailed property-level assessment and actionable mitigation guidance. 

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2

Mitigate

Turn wildfire intelligence into defensible action with Executive Reports, on-site Field Insights, and Risk Insight Reports that connect property-level risk assessment with specific mitigation guidance. 

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3

Monitor

Stay ahead of active wildfires and respond days in advance with Moratorium Insights for precision binding guidance and Overwatch for live monitoring of in-force exposures, response and aggregate concentration.